Get top-tier accountants using the most powerful tech in ecommerce

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Get StartedFree Consultation
14-Day Free Trial | No Credit Card Required
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When it comes to bookkeeping, there is a better way.

Get StartedFree Consultation
14-Day Free Trial | No Credit Card Required

Whether you sell DTC, ecommerce, multi-channel, or wholesale, you can try Finaloop for free with no fear of commitment.

Whether you sell DTC, multichannel, or wholesale — you can try Finaloop for free, with no fear of commitment.

Get StartedFree Consultation
14-Day Free Trial | No Credit Card Required
01

Connect your
accounts:

Connect your banks, credit cards, business apps, and loans. We sync all your data so you have everything in one place.

02

Our team builds your books, powered by technology

We'll reconcile and categorize all your ecommerce accounting & financial data directly from the sources of truth + build your accruals, if needed. We only request input for transactions we (really) can’t identify.

03

2 months of fully reconciled ecomm-tailored P&L within 24H, absolutely free.

Within 24H, you get a P&L and Cash Flow with your last 2 months of data to fully experience our capabilities during your free trial. Explore your real-time reports and sales stats in a smart dashboard.

04

Subscribe for full bookkeeping that actually helps you manage your brand's finances

Everything you need to get real financial visibility:

  • P&L, Balance Sheet & Cash Flow
  • Invoices & bills
  • Inventory management
  • Loan reconciliation
  • Multi-channel orders
  • KPIs & tax-saving tools
  • 24/7 expert support
  • Multi-currency cash & accrual flexibility
05

Catch up
bookkeeping

Behind on your books? Upon request, Finaloop can catch up your books from the beginning of the year and help you take control of your finances.

06

Breeze through
tax time

Subscribe to our tax package and get federal and state tax returns and tax-planning insights that cover everything you don’t even know you don’t know.

Leave your bookkeeping to our experts, so you can focus on what matters.

Get StartedFree Consultation
14-Day Free Trial | No Credit Card Required
Lio
DTC brand owner
CPA
Ex-PwC Partner
LinkedIn
Rayla
CPA, NY State
MS Tax
12+ years in tax
LinkedIn
Barak
Ex-Goldman Sachs
Focus on financial planning & analysis
LinkedIn
Gil
CPA, NY State
10+ years in accounting & tax
LinkedIn
Meet all our experts ->
Get StartedFree Consultation
14-Day Free Trial | No Credit Card Required

Finally, accounting that speaks ecommerce.

Get StartedFree Consultation
14-Day Free Trial | No Credit Card Required
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You’re happy

Your financials are always-available with no reconciliation, wait time, or wasted time
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Lenders are happy

With always-available books, you can get financing in just a few minutes
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Investors are happy

With clear data, you can make better decisions and focus on growth
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IRS is happy

You can finish your taxes on time with no friction
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Mom is happy

She’ll be so proud of her baby’s financial prowess
Get StartedFree Consultation
14-Day Free Trial | No Credit Card Required

FAQs

How does the pricing work?
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No matter the size of your business, you get a 14-day free trial.

BOOKKEEPING SERVICE FEES

Getting Started

When you subscribe to our service, your monthly bookkeeping fee is based on your projected annualized gross receipts. We calculate this number based on your gross receipts earned in the months available in Finaloop during your free trial - i.e., your onboarding month plus the previous 2 months.

For example, if you onboard on June 14, your projected annualized gross receipts will be based on the gross receipts earned from April 1. If your gross receipts for April 1 to June 14 are $75,000, then your monthly fee is based on projected annualized gross receipts of $365,000 (= $75,000 divided by 75 days available in Finaloop during the free trial period multiplied by 365 days in a year).

Ongoing Services

After you subscribe, your monthly fee is recalculated at the beginning of each quarter, based on the last 12-month period (LTM), if available. If not, your annualized receipts are based on the longest available period in Finaloop.

For example, on September 30, if your actual gross receipts for the last 12 months are $450,000 and are available in Finaloop, your monthly fee is based on projected gross receipts of $450,000. If gross receipts for the last 12 months are not available in Finaloop, but only available from January 1, we’ll annualize your available data. In other words, if your January 1 until September 30 gross receipts are $300,000, your monthly fee is based on projected annualized gross receipts of $405,000 (= $300K divided by 270 days available in Finaloop in the current year multiplied by 365 days in a year).

Since the calculation of the monthly subscription fee is based on a projection, we update your fee quarterly if there is any change of more than 15% above or below the pricing tier threshold, to ensure it fairly reflects your income over time. This way, if in one quarter the fee is higher, it will be lowered in the following quarter to reflect your actual income, and vice versa.

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ADD-ON SERVICES

You can also add any of our add-on services, including tax services, inventory management with InventoryIQ, or Fractional CFO services. 

The tax services are an annual fee and InventoryIQ is a monthly fee, both based on your projected annualized gross receipts determined the same way as your monthly bookkeeping fee. The Fractional CFO services is a custom fee quote based on the specific needs and complexities of your business.

How do Finaloop's services work?
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Finaloop's real-time bookkeeping solution includes the technology and app integrations needed to bring your financial data directly from your sources of truth into our ecommerce-tailored accounting software as well as the bookkeeping team to provide the actual bookkeeping services - including reviewing your financials for missed opportunities or unusual transactions and answering any questions you have about your books. For more information about our software, check out our Product page. To learn more about our services and how to create the best financial stack for your business, check out our Services page.

What’s included in my free trial?
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During your free trial, you can integrate your apps, view your financial dashboard, orders, and inventory, and access your real-time Profit and Loss report (P&L) and Cash Flow statement. The reports and the app are open for the onboarding month and for the previous 2 months.

For example, if you onboard on June 15, your free period is April 1 to June 15, plus the free trial. The reports are based on our ecommerce-specific Chart of Accounts. To view your completed Balance Sheet or file your taxes, you’ll need to subscribe to our service (trust us, you’ll want to 😉).

What if I sell offline as well?
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Many of our customers also sell offline to B2B and wholesale marketplaces. With Finaloop, you can issue invoices, and auto-match payments through wire or ACH. You can also collect payments online - Finaloop syncs with Shopify draft orders and B2B orders, Paypal, and Stripe. If you submit invoices through another system, just let us know!

Do I need to pay for accounting or bookkeeping software?
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Nope! No need to pay for any accounting or bookkeeping software, such as QuickBooks. Finaloop replaces both your bookkeeper and your accounting software. Your subscription includes access to Finaloop’s proprietary software where you can integrate with your banks and credit cards, payment gateways, selling platforms and POS, payroll service, and more, access your financial reports, and view your most critical financial and tax data, in real time in a delightful dashboard.

What is your cancellation & refund policy?
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You can cancel your subscription at any time. No hidden fees. You are the sole owner of your information. If you ever decide to leave Finaloop, you can take all your data with you and use it with any other bookkeeping or accounting firm. Super simple.

Note that, the year-end close of your books, which includes all the documentation required by the IRS to make them tax-ready and optimized, is a separate task from the ongoing management of your books. This is done by a separate team fully dedicated to this process. Therefore, if you're looking to cancel your account after December 31 but still want to complete the year-end close of your books with Finaloop, you need to have an active subscription during the book-closing process. Please note that if you are subscribed to the Finaloop tax plan, you will also need an active subscription during the tax preparation and filing process.

The timeline for this process depends on the velocity of your feedback and availability to provide the required information. To help you accelerate this process, we prioritize the year-end closing (and tax filing, as relevant) of your books over other accounts, so you're never paying for any value you aren't receiving.

Finaloop subscription fees paid monthly or annually are non-refundable (including if you decide to cancel the tax services before the tax year is complete).

Can Finaloop catch me up if I’m behind with my bookkeeping?
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We’re happy to catch up your books from the beginning of the year! We may even be able to provide you with books from previous years, depending on the apps you use for your business.

Your books for the onboarding month and the previous 2 months are free. For example, if you onboard on June 15, your free period is April 1 to June 15, plus the free trial. Catch-up for your books for earlier months is with an additional charge based on your monthly subscription fee. In other words, if you onboard with Finaloop on June 15, your April, May, and almost the entire June books would be free (a welcome gift)! If you want January to March books included as well, you'll be charged the monthly subscription fee for each of these months.

Finaloop often runs special promotions for catch-up work. If you have several months to catch up, feel free to chat with us.

By the way, to avoid year-end challenges and major tax issues, it's strongly recommended to catch up your books in Finaloop from January 1. If not, you may end up spending tax season dealing with multiple data sources, inconsistencies, and reconciliation gaps from your apps and banks. This is crucial to ensure a smooth financial transition without unnecessary complications.

What's included in Finaloop's tax services?
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1. Your business’s federal income tax return. International tax forms 5472, 5471, 1042-S, etc., and non-standard tax forms such as Form 2553 are outside of scope.. For details on specific forms, check out this article.

2. Includes 1 State income tax return. Each additional State tax return, if required, is subject to an additional fee of $200 at the time of filing.

3. Tax optimization. We'll work to get you all the tax benefits and deductions available.

For additional tax forms, individual tax return filing, and tax consultancy, a customized fee will be agreed.

Are there any additional or hidden fees?
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Our fees are pretty straightforward, but when you have non-straightforward activities, we'll need to charge a bit more for the expert time and investment needed to make sure we get it right.

These fees include the following unusual activities:

1. An entity conversion that requires closing a short tax year - 1 month of additional fees will be charged.

2. Acquisition of an activity, business, or company that requires a purchase price allocation - 1 month of additional fees will be charged.

3. Disposition or sale of an activity, business, or company - 2 months of additional fees will be charged.

Do I need a Fractional CFO to work with Finaloop?
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No, you don't need a Fractional CFO to work with Finaloop.

As your brand grows, you may choose to bring one on or you can ask us for an intro to one of the expert ecommerce-focused Fractional CFO partners to review your financials monthly and provide practical, strategic advice to accelerate your growth. You can read more about our services and how many brands set up their financial stack here.

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