Say goodbye to your accounting software, bookkeeper, and inventory spreadsheets.
We replace them all.

Select your projected gross revenue for the next 12 months

1000
100000
65
59
400
400
99
99
100000
500000
155
139
750
750
110
110
500000
1500000
245
220
1,100
1,100
135
135
1500000
3000000
395
355
1,400
1,400
160
160
3000000
6000000
745
670
2,000
2,000
230
230
6000000
10000000
995
895
2,600
2,600
295
295
10000000
200000000
Custom pricing
Custom pricing
-
-
Custom pricing
Custom pricing
$
500K

Finaloop Bookkeeping suite

Accounting software, integrations, and a dedicated bookkeeping team
$65/mo
Reconciled books, available 24/7
Real-time financials: P&L, Balance-Sheet, & Cash-Flow
Unlimited app & bank integrations
Team of bookkeeping experts, available 7 days a week
Cash and accrual method flexibility
Inventory for ecomm & wholesale
Real-time transaction categorization
3-way sales reconciliation: order→payout→bank
Invoices for wholesale & retail
Bills issuance & reconciliation
View status of multichannel orders
Sales tax liability tracking
Income tax deduction optimization
24/7 ecommerce expert support
Get StartedContact sales
14-Day Free Trial
No Credit Card Required
vs

Traditional Bookkeeping

Generic accounting software and a traditional bookkeeper
$65/mo

Add Finaloop full service tax solution

Payable for all 12 months included in tax return
$65/mo
Annual federal business income tax return prep ready for e-filing
State income tax prep (up to 1 state) ready for e-filing
Form 1099-NEC prep & e-filing
Tax deduction optimization
CPA review & support
Get Started
Contact sales
14-Day Free Trial
No Credit Card Required

Finaloop Bookkeeping suite

Accounting software, integrations, and a dedicated bookkeeping team
$65/mo
Save 10%
Billed annually
Reconciled books, available 24/7
Real-time financials: P&L, Balance-Sheet, & Cash-Flow
Unlimited app & bank integrations
Team of bookkeeping experts, available 7 days a week
Cash and accrual method flexibility
Inventory for ecomm & wholesale
Real-time transaction categorization
3-way sales reconciliation: order→payout→bank
Invoices for wholesale & retail
Bills issuance & reconciliation
View status of multichannel orders
Sales tax liability tracking
Income tax deduction optimization
24/7 ecommerce expert support
Get Started
Contact sales
14-Day Free Trial
No Credit Card Required
vs

Traditional Bookkeeping

Generic accounting software and a traditional bookkeeper
$65/mo

Add Finaloop full service tax solution

Payable for all 12 months included in tax return
$65/mo
Annual federal business income tax return prep ready for e-filing
State income tax prep (up to 1 state) ready for e-filing
Form 1099-NEC prep and e-filing
Tax deduction optimization
Form 1099-NEC prep and e-filing
Expert review & support
Get Started
Contact sales
14-Day Free Trial
No Credit Card Required

Finaloop vs your current stack

Finaloop logo
Accounting software (e.g. QBO, Xero, NetSuite) + Integrations (e.g. A2X, Webgility)
Accounting software + Integrations + a human bookkeeper
Full bookkeeping service, NOT DIY
Ecomm-tailored software
Ecomm-specific chart of accounts
Reconciled books, available 24/7
Unlimited app & bank integrations
Accrual or cash methods
Free trial
Invoices & bills
Inventory management
Full ecomm finance expert support
100% responsibility for accuracy
Ecomm KPI dashboard
Historical catch-up in less than 48 hrs
Taxes in a click
Jack Benzaquen
CEO & Founder at Duradry
Team is super responsive; they help with those confusing accounting issues. The product velocity is also amazing. They keep innovating and improving every month. Highly recommended.
Nik Sharma
CEO, Sharma Brands
As of this year, going to be using @FinaloopTeam”
Jon Elder
Black Label Advisor
You want real time Amazon listing monitoring, real time profit tracking, and real time cash flow, but why do we settle for delayed bookkeeping and P&L's? We shouldn't.”
Oliver Brocato
CEO, Tabs Chocolate
Wish I had found Finaloop earlier. The software is killing it for multi-channel brands and is a HUGE upgrade to our bookkeeping process, giving us visibility into real-time, granular P&L and CF data across all channels.”

FAQs

How does the pricing work?
FAQ Icon

No matter the size of your business, you get a 14-day free trial.

BOOKKEEPING SERVICE FEES

Getting Started

When you subscribe to our service, your monthly bookkeeping fee is based on your projected annualized gross receipts. We will calculate this number based on your gross receipts earned in the months available in Finaloop during your free trial - i.e., your onboarding month plus the full previous two months.

For example, if you onboard on June 14, your projected annualized gross receipts will be based on the gross receipts earned from April 1. If your gross receipts for April 1 to June 14 are $75,000, then your monthly fee is based on projected annualized gross receipts of $365,000 (= $75,000 divided by 75 days available in Finaloop during the free trial period multiplied by 365 days in a year).

Ongoing Services

After you subscribe, your monthly fee is recalculated at the beginning of each quarter, based on the last 12-month period (LTM), if available. If not, your annualized receipts are based on the longest available period in Finaloop. 

For example, on September 30, if your actual gross receipts for the last 12 months are $450,000 and are available in Finaloop, your monthly fee is based on projected gross receipts of $450,000. If gross receipts for the last 12 months are not available in Finaloop, but only available from January 1, we’ll annualize your available data. In other words, if your January 1 until September 30 gross receipts are $300,000, your monthly fee is based on projected annualized gross receipts of $405,000 (= $300K divided by 270 days available in Finaloop in the current year multiplied by 365 days in a year).

Since the calculation of the monthly subscription fee is based on a projection, we update your fee quarterly, if needed, to ensure it’s up-to-date and fairly reflects your income over time. This way, if in one quarter the fee is higher, it will be lowered in the following quarter to reflect your actual income, and vice versa.

TAX SERVICE FEES

You can also add our Tax Plan and get all your accounting in one place!

The monthly tax service fee is also based on your projected annualized gross receipts determined the same way as your monthly bookkeeping fee. Since our tax services always cover the full taxable year (for example, 1099-NEC filing services and Federal and State income tax filing services cover the full taxable year), the monthly tax service fee applies to all 12 months of the tax year. In other words, if you subscribe during the year, you'll be charged for previous months starting January.

How do Finaloop's services work?
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Finaloop's real-time bookkeeping solution includes the technology and app integrations needed to bring your financial data directly from your sources of truth into our ecommerce-tailored accounting software as well as the bookkeeping team to provide the actual bookkeeping services - including reviewing your financials for missed opportunities or unusual transactions and answering any questions you have about your books. For more information about our software, check out our Product page. To learn more about our services and how to create the best financial stack for your business, check out our Services page.

What’s included in my free trial?
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During your free trial, you can integrate your apps, view your financial dashboard, orders, and inventory, and access your real-time Profit and Loss report (P&L) and Cash Flow statement. The reports and the app are open for the onboarding month and for the two full previous months.

For example, if you onboard on June 15, your free period is April 1 to June 15, plus the free trial. The reports are based on our ecommerce-specific Chart of Accounts. To view your completed Balance Sheet or file your taxes, you’ll need to subscribe to our service (trust us, you’ll want to 😉).

What if I sell offline as well?
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Many of our customers also sell offline to B2B and wholesale marketplaces. With Finaloop, you can issue invoices, and auto-match payments through wire or ACH. You can also collect payments online - Finaloop syncs with Shopify draft orders and B2B orders, Paypal, and Stripe. If you submit invoices through another system, just let us know!

Do I need to pay for accounting or bookkeeping software?
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Nope! No need to pay for any accounting or bookkeeping software, such as QuickBooks. Finaloop replaces both your bookkeeper and your accounting software. Your subscription includes access to Finaloop’s proprietary software where you can integrate with your banks and credit cards, payment gateways, selling platforms and POS, payroll service, and more, access your financial reports, and view your most critical financial and tax data, in real time in a delightful dashboard.

What is your cancellation & refund policy?
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You can cancel your subscription at any time. No strings attached. No hidden fees. You are the sole owner of your information. If you ever decide to leave Finaloop, we can do a one-time sync of the journal entries in your Finaloop account into a new, clean QuickBooks account so you can take all your data with you and use it with any other bookkeeping or accounting firm. Super simple.

Note that, the year-end close of your books, which includes all the documentation required by the IRS to make them tax-ready and optimized, is a separate task from the ongoing management of your books. This is done by a separate team fully dedicated to this process. Therefore, if you're looking to cancel your account after December 31 but still want to complete the year-end close of your books with Finaloop, you need to have an active subscription during the book-closing process. Please note that if you are subscribed to the Finaloop tax plan, you will also need an active subscription during the tax preparation and filing process.

The timeline for this process depends on the velocity of your feedback and availability to provide the required information. To help you accelerate this process, we prioritize the year-end closing (and tax filing, as relevant) of your books over other accounts, so you're never paying for any value you aren't receiving.

Finaloop subscription fees paid monthly or annually are non-refundable (including if you decide to cancel the tax services before the tax year is complete).

Can Finaloop catch me up if I’m behind with my bookkeeping?
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We’re happy to catch up your books from the beginning of the year! We may even be able to provide you with books from previous years, depending on the apps you use for your business.

Your books for the onboarding month and the full two previous months are free. For example, if you onboard on June 15, your free period is April 1 to June 15, plus the free trial. Catch-up for your books for earlier months is with an additional charge based on your monthly subscription fee. In other words, if you onboard with Finaloop on June 15, your April, May, and almost the entire June books would be free (a welcome gift)! If you want January to March books included as well, you'll be charged the monthly subscription fee for each of these months.

Finaloop often runs special promotions for catch-up work. If you have several months to catch up, feel free to chat with us.

By the way, to avoid year-end challenges and major tax issues, it's strongly recommended to catch up your books in Finaloop from January 1. If not, you may end up spending tax season dealing with multiple data sources, inconsistencies, and reconciliation gaps from your apps and banks. This is crucial to ensure a smooth financial transition without unnecessary complications.

What's included in Finaloop's tax services?
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1. Your business’s federal income tax prep. For details on specific forms, check out this article.

2. Up to 1 State income tax return. Each additional State tax return, if required, is subject to an additional fee of $380 at the time of filing.

3. Up to 10 Form 1099-NECs. Each additional form, if required, is $25 at the time of filing. You are responsible for collecting Form W-9s from your vendors and providing them to us by Jan 5 of the following year. We’re responsible for filing the 1099-NEC forms and emailing them to each of your vendors.

4. Tax optimization. We'll work to get you all the tax benefits and deductions available.

5. Tax support. Our team of CPAs, specializing in ecommerce, will help you answer all your burning tax questions.

Tax fees listed above do not include any applicable taxes and e-filing fees.

Are there any additional or hidden fees?
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Our fees are pretty straightforward, but when you have non-straightforward activities, we'll need to charge a bit more for the expert time and investment needed to make sure we get it right.

These fees include the following unusual activities:

1. An entity conversion that requires closing a short tax year - 1 month of additional fees will be charged.

2. Acquisition of an activity, business, or company that requires a purchase price allocation - 1 month of additional fees will be charged.

3. Disposition or sale of an activity, business, or company - 2 months of additional fees will be charged.

Do I need a Fractional CFO to work with Finaloop?
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No, you don't need a Fractional CFO to work with Finaloop. As your brand grows, you may choose to bring one on. You can read more about our services and how many brands set up their financial stack here.

More FAQs